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Features and benefits

  • No ongoing fees.

  • No monthly account keeping fees.

  • No penalty for additional repayments.

  • No penalty for early loan payout.

  • Fast loan approvals – within 7 working hours (Monday to Friday, 8.30am to 5.00pm).

  • Receive the cheque at your convenience within 24 working hours.

  • Purchase a car with an RAC Car Loan and receive a refund on the vehicle inspection fee.

  • Members get 2% p.a. off the standard interest rate and receive a reduced establishment fee.

  • Not a member? You can become a member by taking out Affiliate Membership from as little as $20, or Roadside Assistance Membership from as little as 22 cents a day. (The first year’s fees for Roadside Assistance Membership can be included in your loan, sign up when you apply, and we'll waive the joining fee.)

  • Choose from a loan term ranging from 1 to 7 years.

  • Flexible repayment options – make repayments monthly or fortnightly.

  • Easy repayment methods – Bpay, direct debit, cash, cheque, or visit an RAC Member Service Centre.

  • The interest rate is fixed over the term of the loan ensuring your repayments will not increase if official interest rates increase.

  • Loans from $3,000 for new and used vehicles.

  • Pre-approvals are available – know how much you can borrow before you go car shopping!


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832 Wellington Street West Perth Australia 6005
This website is created by the Royal Automobile Club of Western Australia. (c) 2008 Royal Automobile Club of Western Australia.