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- If you're thinking about renovating your home, going on holiday or consolidating your existing debts into one cost effective repayment, an RAC personal loan is a great way to turn your dreams into reality. We can tailor a loan for just about any worthwhile purpose you can think of.
- Loans from $3000.
- Members save 2% p.a. off the standard interest rate and a reduced establishment fee.
- The interest rate is fixed over the term of the loan ensuring your repayments will not increase if official interest rates increase.
- Pre-approvals are available – know how much you can borrow before you go shopping!
- Not a member? You can become a member by taking out RAC Roadside Assistance. The first year’s fees can be included in your loan.
- No ongoing fees:
- No monthly account keeping fees.
- No penalty for additional repayments.
- No penalty for early loan payout.
- Choose from a loan term ranging from 1 to 7 years.
- Flexible repayment options – make repayments fortnightly or monthly.
- Easy repayment methods – Bpay, direct debit, cash, cheque, or visit an RAC Member Service Centre.
- Speedy loan approvals – within 7 working hours (Monday to Friday, 8.30am to 5.00pm).
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