Important Information
We recommend you read and understand the product features and details outlined in the respective Product Disclosure Statements and Supplementary Product Disclosure Statements below relative to the type of insurance you are considering.
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Motor Insurance
Comprehensive (also known as Full Cover)
We recommend you read and understand the product features and details outlined in the Full Cover Motor Vehicle PDS. This edition is current from 1 March 2007. The Supplementary Product Disclosure Statement (SPDS) dated 12 September 2008 (Version 1) applies to new policies taken out on or after 30 September 2008 or with a renewal date on or after 28 October 2008.
Third Party Property Damage & Third Party Fire and Theft
We recommend you read and understand the product features and details outlined in the Third Party Property Damage & Third Party Fire and Theft PDS. This edition is current from 1 March 2007. The Supplementary Product Disclosure Statement (SPDS) dated 12 September 2008 (Version 1) applies to new policies taken out on or after 30 September 2008 or with a renewal date on or after 28 October 2008.
Caravan and Trailer
We recommend you read and understand the product features and details outlined in the Caravan and Trailer PDS. This edition is current from 1 March 2007. The Supplementary Product Disclosure Statement (SPDS) dated 12 September 2008 (Version 1) applies to new policies taken out on or after 30 September 2008 or with a renewal date on or after 28 October 2008.
Motorcycle
We recommend you read and understand the product features and details outlined in the Motorcycle PDS. This edition is current from 1 March 2007. The Supplementary Product Disclosure Statement (SPDS) dated 12 September 2008 (Version 1) applies to new policies taken out on or after 30 September 2008 or with a renewal date on or after 28 October 2008.
Aussie Assist
We recommend you read and understand the product features and details outlined in the Aussie Assist PDS.
Home Insurance (including boat insurance)
Building, Contents and Personal Valuables
We recommend you read and understand the product features and details outlined in the Building, Contents and Personal Valuables PDS. This edition is current from 1 July 2006. The Supplementary Product Disclosure Statement (SPDS) dated 12 September 2007 (Version 1)applies to policies taken out, or with a renewal date, on or after 9 November 2007. The Supplementary Product Disclosure Statement (SPDS) dated 11 June 2008 (Version 2) applies to policies taken out on or after 11 July 2008, or, if you are renewing your policy, it applies from 7 August 2008. The SPDS dated 5 August 2008 (Version 3) applies to policies taken out or renewed on or after 30 September 2008.
Landlords
We recommend you read and understand the product features and details outlined in the Landlord PDS. This edition is current from 1 October 2006. The SPDS dated 5 August 2008 (Version 1) applies to policies taken our or renewed on or after 30 September 2008.
Renters
We recommend you read and understand the product features and details outlined in the Renters Contents and Personal Valuables PDS. This edition is current from 1 May 2007. The SPDS dated 5 August 2008 (Version 2) applies to policies taken our or renewed on or after 30 September 2008. Otherwise the Supplementary Product Disclosure Statement (SPDS) dated 9 November 2007 (Version 1) applies.
Boat We recommend you read and understand the product features and details outlined in the Boat PDS. This edition is current from 29 January 2007. The SPDS dated 5 August 2008 (Version 1) applies to policies taken our or renewed on or after 30 September 2008.