Building insurance

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Get and online building insurance quote or call 13 17 03 From storm damaged homes to a window broken by cricket ball - at RAC Insurance, we've been turning damaged houses into happy homes for years.

As one of Western Australia's leading home insurers, we understand the importance of protecting your home.

With RAC Building Insurance, you can safeguard your family from life's unexpected events and relax knowing we're here for you if you need to make a claim.

Use our free Home Insurance Calculators to estimate the value of your home and contents, and get a Home Insurance quote today. 


RAC Building Insurance benefits

  • We pay your rent if your home is uninhabitable (conditions apply).
  • We cover private domestic homes, including outbuildings.
  • We include fence cover.
  • We cover up to $5,000 for landlord fixtures and fittings.
  • We include fusion cover to electrical motors.
  • You're covered for accidental glass breakage.
  • No additional premium for flood cover.
  • We cover for malicious damage caused by third parties.
  • You're covered for damage by falling trees and branches (conditions apply).
  • We cover damage from storms, strong winds (tempest) and earthquakes.
  • We pay to remove debris and provide advice for repairs (conditions apply).

Premium discounts

  • RAC members may receive discounts on Home and Contents Insurance.
  • If you have an RAC approved alarm system, you may qualify for discount on your Contents Insurance (discounts apply to non-strata residential properties).
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