Our range of travel insurance plans are flexible to suit various needs and budget, so you can feel more protected on your next holiday. Plus, RAC members save 15%.

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Which cover is right for you?

International Comprehensive .this is the choice. International Essentials Medical Only
(per Adult) (per Adult)
Cancellation Fees & Lost Deposits (Unforseen Circumstances)
Cancellation Fees & Lost Deposits (Unforseen Circumstances) $Choice of limit Not Covered
Overseas Medical and Hospital
Overseas Medical and Hospital $unlimited* $unlimited*
Cash in hospital Sub-Limits apply
Cash in hospital Sub-Limits apply $3,500~ $1,500~
Overseas Dental Sub-Limits apply
Overseas Dental Sub-Limits apply $2,000 $500
Funeral Expenses Overseas Sub-Limits apply
Funeral Expenses Overseas Sub-Limits apply $15,000** $10,000**
Luggage
Luggage $7,500 $2,000
Travel Documents Sub-Limits apply
Travel Documents Sub-Limits apply $1,500 Not Covered
Luggage Delay Sub-Limits apply
Luggage Delay Sub-Limits apply $500 Not Covered
Personal Money Sub-Limits apply
Personal Money Sub-Limits apply $250 Not Covered
Emergency Expenses
Emergency Expenses $25,000 $5,000
Accidental Death
Accidental Death $15,000** Not Covered
Accidental Disability
Accidental Disability $15,000** Not Covered
Your Legal Liability
Your Legal Liability $10,000,000 $10,000,000
Rental Car Excess
Rental Car Excess $4,000^ Not Covered
Loss of Income From Injury
Loss of Income From Injury $5,200 Not Covered
Financial Default
Financial Default $5,000 Not Covered
Travel Agent Fees Sub-Limits apply
Travel Agent Fees Sub-Limits apply $2,000 Not Covered
Domestic Pets
Domestic Pets Not Covered Not Covered
Domestic Services
Domestic Services Not Covered Not Covered
Travel Delay
Travel Delay $1,500~ Not Covered
Hijack and Kidnap
Hijack and Kidnap $5,000**~ Not Covered
Ski and Winter Sports Optional cover
Ski and Winter Sports Overseas Medical and Hospital
Ski and Winter Sports Overseas Medical and Hospital $unlimited* Not Covered
Cash in hospital Sub-Limits apply
Cash in hospital Sub-Limits apply $3,500~ Not Covered
Overseas Dental Sub-Limits apply
Overseas Dental Sub-Limits apply $2,000 Not Covered
Funeral Expenses Overseas Sub-Limits apply
Funeral Expenses Overseas Sub-Limits apply $15,000** Not Covered
Equipment hire
Equipment hire $1,000^ Not Covered
Ski pack
Ski pack $500^ Not Covered
Piste Closure
Piste Closure $500^~ Not Covered
Bad Weather and Avalanche
Bad Weather and Avalanche $500^ Not Covered
Lift Pass
Lift Pass $250 Not Covered
Cruise Benefits Optional cover
Cabin Confinement
Cabin Confinement $1,500~ Not Covered
Missed Port
Missed Port $150 Not Covered
Missed Shore Excursion
Missed Shore Excursion $1,500 Not Covered
Marine Rescue Diversion
Marine Rescue Diversion $500~ Not Covered
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Terms, conditions, limits, sub-limits, and exclusions apply. Subject to eligibility criteria. This advice is general advice only. Please refer to the Product Disclosure Statement before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances. This product is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (ABN 80 000 438 291 AFSL 246548).